Emma Djiya is an independent broker specializing exclusively in REO, backed by 13 years of proven experience. She currently manages a diverse portfolio of assets and has perfected the essential REO skill set that banks, servicers, and institutional clients demand. Emma understands the expectations, timelines, and processes required in default servicing—and consistently meets them with accuracy, urgency, and professionalism. Ranked as a top REO agent in her market, she and her team excel in valuation, management, and disposition of foreclosed properties. For results-driven REO representation across New York and Pennsylvania, Emma offers dependable performance and exceptional service.