THE DIRECTORY

Dorothy Macias is driven by a passion for serving her community and delivering exceptional customer care. With 30 years in the real estate industry—primarily on the escrow side—she has closed more than 1,200 REO transactions per month for HUD (Golden Feathers), the FDIC, major banks, and national outsourcing firms. Her extensive work educating consumers during multiple FDIC institutional failures inspired her transition into real estate sales and REO representation. Today, Dorothy is an experienced REO agent working with Dakota Asset Management, LRES Corp., AHP Servicing, USRES, and the FDIC, providing knowledgeable, reliable support through every stage of the process.

Since 2005, I’ve built my career on one principle: client satisfaction comes first. As a licensed real estate broker, REO-certified agent, and mortgage lender, I offer a unique, 360-degree perspective that guides you through every step of the process with confidence.I specialize in East County San Diego and El Cajon, handling residential, commercial, and land transactions. My lending expertise ensures buyers secure the best mortgage options, while my digital marketing strategies and professional valuations help sellers maximize their property’s value.My commitment to excellence has earned me the Platinum Award—the highest industry recognition—every year since 2018. Today, I lead my own brokerage of over 20 employees and 15 agents, providing 24/7 responsive service. As a Zillow partner, I also ensure your listing receives maximum exposure to millions of potential buyers.Fluent in English, Arabic, and spanish, I am proud to serve San Diego’s diverse community. I am deeply committed to giving back through my nonprofits, Clever Community Development and the MENA Chamber of Commerce, as well as sponsoring local youth sports.

Through my career, I consistently managed an average of 13 REO properties at any given time, demonstrating my ability to oversee multiple transactions efficiently and effectively. Responsibilities included conducting thorough property inspections, BPO, repairs occupancy checks, re-keying, and performing county lien searches. I prided myself on completing these tasks within 24-48 hour turnaround, ensuring that all required documentation and inspections were finalized well ahead of closing deadlines. I leverage variety of marketing strategies to promote properties, including targeted social media campaigns, neighborhood outreach through door knocking, and hosting open houses to reach prospective buyers. Through these efforts, I achieved an average sale timelines of 60 days from listing to closing, consistently delivering results for clients. Over the last four years, I took a hiatus from the traditional real estate market to concentrate on conducting real estate closings as an independent Loan Signing Agent. This experience enhanced my understanding of the closing process and further strengthened my expertise. Now, I am prepared to return REO business, bringing both my previous experiences and deeper knowledge of real estate closings, along with valuable industry contacts.

Elaine Johnson and her team have a wealth of experience in the real estate sector, encompassing expertise in managing REO properties, reverse mortgage defaults, short sales, and conventional properties. Their expertise spans three decades. She is experienced in all phases of tasking, from initial occupancy through eviction, to rehabbing, and all the way through contract to closing. All communications are professional and comprehensive, providing their asset managers with an excellent understanding of each property. Timely responses to asset managers and updated reports are routine. Their focus is on delivering exceptional service and responsiveness to all parties associated with each assignment.

Licensed Realtor and REO Specialist based in San Antonio, Texas, with over 25 years of real estate experience and 15+ years specializing in REO asset management. Proven track record handling BPOs, occupancy checks, Cash for Keys, property preservation coordination, and full-cycle listing and disposition of REO assets. Extensive market knowledge across Bexar, Comal, Kendall, and Bandera counties. Experienced with major platforms including Equator, RES.NET, Radian (Pyramid), Clear Capital, and ServiceLink. Known for fast turnaround times, strong communication with asset managers, and proactive strategies to maximize asset value and reduce days on market. Fully equipped to manage properties from initial assignment through closing with efficiency and attention to detail. ⸻ Additional Info: Available for immediate assignments. Open to both BPO and REO listing opportunities. Strong vendor network in place for preservation, repairs, and cleaning. Willing to travel for the right assignments.

David Siwy is an Associate Broker with Realty Mark Associates, licensed in Pennsylvania, New Jersey, Maryland, and Delaware. In real estate since 2007, he began as a loan officer before moving into residential sales, investments, and REO/foreclosure management. David provides asset managers and clients with strong negotiation skills, clear communication, and informed market insight. He holds an MBA from Temple University and a Business degree from Penn State, where he also taught negotiation courses. His advanced designations include ABR®, SRES®, MRP®, GREEN, e-PRO®, SFR®, AHWD®, BPOR®, CREPS, and RENE. He believes real estate is the best investment.

Gina Steger is the Owner and Broker Associate of EXIT Real Estate Property Solutions, bringing over 19 years of real estate experience and 11 years specializing in REO. Known for her professionalism, dedication, and client-first approach, Gina is committed to ensuring every transaction is handled with care and precision. She leads an exceptional, results-driven team recognized for delivering high-quality service and consistent results. Whether working with traditional buyers and sellers or managing complex REO assignments, Gina provides the dependable expertise, responsiveness, and personal commitment clients expect from a trusted real estate professional.

Todd Hague is an experienced real estate professional specializing in asset disposition, broker price opinions (BPOs), and short sale management. He is actively seeking partnerships with asset management and BPO companies for real estate assignments and referrals. Todd provides full-service support, including buyer and seller representation, property management, cash-for-keys negotiations, insurance services, and mortgage assistance. He is a member of the National and Illinois Associations of Realtors and the MLS of Northern Illinois. His affiliations include REOMAC, RES.NET (REO & Short Sale Certified), Equator, the Mortgage Bankers Association of Illinois, and the Andersonville Chamber of Commerce.

With more than two decades of real estate experience, Serina Lowden is a respected industry professional and a trusted advocate for her clients. A seasoned REO expert, she understands market data, timelines, and the urgency required to complete tasks with accuracy and speed. Serina is known for maximizing asset value through clear communication, skilled negotiation, and strategic property rehabilitation that attracts top-dollar offers. Her deep knowledge of REO processes, from valuation through closing, ensures smooth transactions, minimal delays, and consistently strong results for the asset managers, investors, and homeowners she serves.

Ed Laine is a 38-year real estate veteran and Managing Broker at eXp Realty. With over $1 billion in closed sales and mortgage transactions, he’s helped thousands of families buy, sell, and invest across the Pacific Northwest. Known for integrity, innovation, and results, Ed leads a top-performing team offering concierge-level service, expert negotiation, and advanced marketing strategies. His “Clients First” philosophy, deep local expertise, and passion for mentoring agents have made him one of the region’s most trusted voices in real estate, guiding clients and professionals alike toward lasting success.

Amy Gluch has been a licensed REALTOR® in Idaho and Oregon since 2006, specializing in foreclosures, land, and rural real estate. A Certified Real Estate Negotiator and board member of the Four Rivers Association of Realtors, she combines expertise, education, and attention to detail to deliver exceptional service. An Idaho native, Amy values helping clients find the right home in the right place.

With over 36 years of experience, Jasna Hoyt is a trusted real estate professional known for integrity, expertise, and a client-first approach. As Broker and Owner of Hoyt Real Estate, she leads with deep knowledge in residential sales, REO, new construction, and investor relations. Jasna expertly serves first-time buyers, seasoned investors, and institutional sellers, managing everything from traditional listings to complex REO portfolios for government and bank-owned assets. Her success is built on clear communication, strong negotiation skills, and a passion for helping clients achieve their goals. Jasna remains a proven advocate across all real estate sectors.

With 38 years in residential real estate and 35 years specializing in the REO niche, Robert Roby brings extensive experience and industry insight. Holding a BS from Youngstown State University and an MS from Central Missouri State University, Robert also served 12 years in the U.S. Air Force, attaining the rank of Captain. Their expertise has been recognized in the courtroom as an expert witness in property evaluations. They are an E-Pro member of the National Association of Realtors and a graduate of Floyd Wickman's S.T.A.R. Program.

Mark Rebert is a dedicated real estate professional with an REO focus. With 25-plus years in sales, Rebert consistently ranks in the top 1% of all Berkshire Hathaway HomeServices agents nationwide. As a member of The Mark Rebert Team, established in 2011 in Lancaster, Pennsylvania, Rebert provides expert guidance to buyers and sellers. His background as an on-air radio personality has honed and crafted his communication and interpersonal skills, which he leverages to serve his clients effectively. Rebert is the proud father of three young children and enjoys spending time with his family and rooting for the NFL’s Philadelphia Eagles.

Brandy White Elk is the Broker/Owner of Innovative Real Estate Strategies (IRES), a 100% woman-owned brokerage she founded in 2004. Since opening her first office in 2008, she has built IRES into a full-service firm with divisions in property management, short sales, bank-owned properties, auction acquisitions, commercial real estate, and luxury estates. A pioneer in the Las Vegas short sale market, she trained thousands of agents, consulted for banks, and developed systems that supported distressed homeowners and institutions. Brandy remains deeply engaged in market trends and legislation, ensuring IRES continues to lead with innovation and exceptional client results.

Real estate broker with over two decades of experience, licensed since 1999, and holding an undergraduate degree in Real Estate Finance. Extensive expertise in both REO and traditional retail real estate, with a comprehensive understanding of the full asset lifecycle. Highly proficient in all aspects of REO transactions, including market valuation, Broker Price Opinions (BPOs), property preservation and fortification, vendor coordination, and disposition strategy. Proven ability to manage assets from initial occupancy checks through final sale, while maintaining compliance with lender and investor guidelines. Recognized for delivering accurate valuations, minimizing holding costs, and maximizing asset performance through strategic pricing, efficient timelines, and consistent communication with asset managers.

Colleen Calnan brings over 35 years of real estate experience, including more than 25 years specializing in distressed asset management. She provides comprehensive REO services from inspection to disposition, supported by strong working capital and a proven track record of success. Colleen is known for hands-on management and consistently earning top performance ratings across all major portals.

Austin Hellickson leads a top-performing real estate team that has successfully closed over 150 homes in the past 24 months. With a proven track record of helping sellers achieve top dollar for their properties and more than 250 five-star reviews on Google, Austin has earned a reputation for excellence, trust, and results. Dedicated to providing exceptional service, he looks forward to assisting clients with all their real estate needs.