THE DIRECTORY

With over 28 years in real estate, Joe Mendoza has built a reputation as one of California’s most accomplished brokers. A former top 1% agent nationwide at Prudential California Realty and ranked #7 in San Diego County, Joe has successfully closed hundreds of transactions—including REOs, short sales, and distressed assets. His background spans brokerage, investment, acquisitions, and asset management, giving him a unique ability to evaluate, market, and maximize returns on bank-owned and foreclosure properties. Earlier in his career, Joe successfully handled a high volume of REO and short-sale assignments and is once again focused on this space as market conditions shift. Joe has been trusted by major media outlets, including The Wall Street Journal, San Diego Union-Tribune, and KUSI/FOX News, for his expertise. Banks, servicers, and asset managers benefit from his proven systems, deep market knowledge, and ability to move properties efficiently while protecting their interests.

I offer what you want in a Realtor, professionalism, dedication, and a personal commitment to making sure that you are 100% satisfied with your transaction. I am proud to be the Owner and Broker Associate of EXIT Real Estate Property Solutions. With my expert teammates, we make up an exceptional real estate team, dedicated to providing a high level of professionalism and results-oriented service. Over 19 years in real estate and 11 years in REO.

Cris Sallmen has honed her skills, drawing on her teaching background, to transition into the real estate industry. She leverages her strong communication, listening, and teaching skills to close properties successfully. She is committed to treating each transition as if it were her own, prioritizing integrity, market knowledge, effective negotiation, and a robust professional network. Her "client first" philosophy maintains accessibility, rapid responsiveness, and clear communication. With extensive experience in Chicago and its suburbs, her proactive approach ensures the job is done effectively and in a timely manner.

Patricia Claproth brings over 30 years of experience in the housing industry, with expertise spanning real estate, REO management, and mortgage lending across both consumer and institutional markets. A former top sales agent with Coldwell Banker during the 2007–2012 housing crisis, she has also held lending roles with major national banks and worked with Freddie Mac. Patricia’s leadership extends to serving on housing and nonprofit boards, where she contributes strategic insight and industry expertise to advance responsible housing solutions.

Ed Laine is one of the nation's most experienced real estate professionals, with over $1 billion in both real estate sales and mortgage originations. A licensed broker and general contractor, Ed is uniquely equipped to help clients maximize equity during a sale. He has completed over 7,000 transactions since 1987 and was ranked Washington's #1 broker for four of the last seven years by The Wall Street Journal. With 35 years in real estate and 30 years specializing in institutional and REO sales, Ed brings deep expertise in the entire REO process, from acquisition and eviction through disposition and closing. His listings consistently sell 15 percent faster and for 4.5 percent more than the MLS average. Ed leads a team of specialists and offers full-service property management for buy-and-hold strategies. As USREOP Head Region Manager and a member of REOMAC and DSPros, Ed delivers unparalleled results.

Tom Bookhardt, founder of United Real Estate Partners, is an accomplished broker with expertise in REO, residential, multi-unit, and commercial transactions. A former top 50 Century 21 agent in the South Region, he works with lenders, asset managers, and institutions to maximize recovery. Based in New Orleans, Tom also advocates for animal rescue and local charities.

I am Kim M Cripps I am a Realtor for 42 years in Havre Montana , Also I am i notary for 25 years in Havre Montana .I am 5 generations strong in our community I belong to United way, Board, planta seed and read board, salvation army board .I believe in giving back to the community that supports me.

With 25 years of experience in residential real estate, Zac Brown specializes in listing and selling all property types—from family homes and investment properties to foreclosures, short sales, 1031 exchanges, and multifamily units. This extensive background has made him a skilled negotiator and home valuation expert, equipped with the tools and strategies to deliver maximum value and fast turnaround times. More importantly, he understands that every client is unique, and his top priority is to listen carefully and put your needs first. Whether you're a first-time homebuyer, a seasoned buyer searching for a forever or vacation home, or an investor building a real estate portfolio for retirement, college, or income through fix-and-flips, Zac tailors his services to match your goals. His mission is to guide you confidently through one of the biggest decisions of your life and ensure a successful, rewarding experience from start to finish.

I have a sold portfolio of approximately 1000 Reo listings spanning a time since my first Reo listing assignment January 2001. More than 10000 bpos for various reasons in the Banking realm. Nrba, 5 star Force. I am an Equator, Exceleras, Resnet, Pyramid Platform, bidonhomes/xome, most as certified/pro designations. I was awarded Number 1 agent for closed sides in 2008 in a company of more than 300 agents with more than 174 sides that year. I have interest in continuing the Reo business into the future.

Amber Cosby is a dedicated broker with more than 15 years of real estate experience, specializing in REO and foreclosure listings in Greater Austin, Texas. Known for her strategic approach and attention to detail, she expertly manages bank-owned properties, guiding clients through every step with clear communication, tailored solutions, and a commitment to exceptional results.