THE DIRECTORY

Todd Hague is a seasoned real estate professional with extensive experience in asset disposition, broker price opinions (BPOs), and short sale management. He is actively seeking partnerships with asset management and BPO companies to assist with real estate assignments and client referrals. Todd offers a full range of services including buyer and seller representation, property management, Cash for Keys negotiations, insurance services, and mortgage support. He is a member of the National Association of Realtors, Illinois Association of Realtors, and MLS of Northern Illinois. His affiliations include REOMAC, RES.NET (REO & Short Sale Certified), Equator, the Mortgage Bankers Association of Illinois, and the Professional Independent Insurance Agents of Illinois. He is also an active member of the Andersonville Chamber of Commerce. With a strong track record and a commitment to professionalism, Todd brings value and reliability to every transaction he handles.

Born in the Netherlands in 1962, I earned a degree in Physical Education and Sports Management before moving to the United States in 1987. I began my career as a Youth Director for the YMCA, a role I held until 1992, and then worked as a sales representative for the Durham Company, specializing in Implus materials and protective sports padding. In 1995, I obtained my real estate license and joined Referral Realty Group Inc., becoming Broker-in-Charge in 1996. My early focus was on buying and selling foreclosed properties at courthouse auctions, acquiring over 200 investment properties across Wake, Durham, Orange, Franklin, Johnston, Harnett, Lee, Cumberland, Alamance, and Wayne counties. In 2000, I transitioned into REO brokerage and have since sold more than 2,000 properties for major lenders including HSBC, Wells Fargo, Fannie Mae, Bank of America, Nationstar Mortgage/Mr. Cooper, Xome, CoreLogic, Chase Mortgage, Capital One, ServiceLink, Caliber Home Loans, Selene Finance, Oak Capital, Hudson Homes, and SPS.

REO Specialist since 1986 - Former state manager USREOP for PA - Fannie/Freddie broker - VA specialist for 20+ yrs

"Sandy Miller is a highly accomplished real estate professional with over 20 years of experience specializing in foreclosure management, loan workouts, distressed property sales, and corporate real estate services. Based in San Diego, California, Sandy is the Owner and Broker of Sandy Miller & Associates, Inc., where she collaborates with corporate clients, loan servicers, banks, and attorneys to provide expert property evaluations, tenant relocation services, and asset recovery strategies. Sandy’s career is marked by her dedication to assisting homeowners in distress, often going door-to-door to offer personalized solutions and help families navigate foreclosure challenges. Her ability to combine empathy with strategic expertise has earned her the 2024 NRBA President’s Award for outstanding support and contributions to the National Association of REO Brokers' mission."

As a seasoned real estate professional, I specialize in residential, REO, Short Sales, and luxury properties. My small, efficient team is committed to the highest level of service for REO properties. Our priorities include securing/property checks of the REO asset, attaining the highest selling value in the shortest amount of time, and keeping our clients updated. My team understands that each company has its own procedures, forms, and communication preferences. I personally complete the BPO's in a timely manner and perform routine property checks.

First licensed in 1986. Currently licensed in Massachusetts, Connecticut, Rhode Island, and Florida. Extensive background selling REO, short sales, fair market resales, and flips. High quality BPO's and marketing suggestions. Experience coordinating contractors and utilities. Full accounting services and funds to cover expenses. Experience interacting with tenants including cash-for-keys and leases. Property preservation experience, informed of local building codes and local regulations. 110% list to sale price ratio. Pyramid Platform Certified, RES.net Certified Pro, EQ Certified, National Association of Realtors member, Certified Loss Mitigator, REO Pro Certificate, HUD Approved Broker, Licensed Construction Supervisor, authorized Home Retention Consultant, Certified in Mold Remediation, and Licensed De-Leading Supervisor. Clients include VRM for the VA, FHA, Freddie Mac, RE/Max Associates, PMH Financial, VRM for Fannie Mae, HUD, Titanium Solutions, Old Republic, LPS, USRES, Precision, Metropolitan Title, Dakota Asset Servicing, Selene Finance, Fay Servicing, and many more. Thank you for sending opportunities. I will work tirelessly to provide high quality results.

REALTOR® with specialized certifications including Probate Expert (CPRES), Divorce Expert (CDRE), Foreclosure Specialist (SFR), and Short Sale Specialist (CDRS). A graduate of the REALTOR® Leadership Academy (GRLA) and the Graduate REALTOR® Institute (GRI), and holds the Certified Residential Specialist designation (CRS/RRC).

Mike has had a diverse and accomplished real estate career, beginning with selling raw land in the Antelope Valley from a high-rise office in Beverly Hills. He became a top producer in multiple offices and national franchises, co-owned and managed one of the largest brokerages in the area with over 300 agents, and also co-owned a development company. He is the co-founder of a national REO broker network and co-author of two REO software programs that helped him close over 300 properties in 1996. Mike has sold thousands of REO properties for dozens of institutions nationwide. A dedicated supporter of NADP (formerly REOMAC), he co-hosted the annual golf tournament from 1987 to 1999, served as Program Chairman from 1996 to 1997, and was nominated in 2001 for “Outstanding Associate Member of the Year.” He is an active member of the Pacific West Association of REALTORS®, California Association of REALTORS® (C.A.R.), National Association of REALTORS® (N.A.R.), REOBroker.com, NRBA, and other REO networks, continuing to support the mission of the REO community with professionalism and experience.

With 21 years of real estate experience and as a licensed broker, I bring 12 years of expertise in REO and distressed property disposition. I am proficient in BPOs, CMAs, and Blue Hammer, with a team trained in REO management and accelerated marketing. Skilled in REO disposition platforms such as Equator, ResNet, Pyramid, Exceleras, Cascade, and AMN, as well as money management systems like LPS and Vendor Café. I have maintained a 10-year working relationship with Fannie Mae, delivering quick-turn BPOs and property inspections supported by staff conducting weekly asset inspections. Our team includes multilingual agents and reliable local vendors for cleanouts, rekeys, and quick repairs, alongside reputable contractors. We efficiently handle Cash for Keys property transfers and are experienced in utility setup and payment systems, including knowledge of septic and well systems. I also serve as Treasurer of the local MLS Board and Ethics Committee.

I have been working with REO's since 2008. I have worked with Fannie Mae and Freddie Mac through my first broker. I was a HUD listing agent for 8 years but I left the brokerage to team up with Exp agents that also specialize in REO's. I currently list for Pemco, Shellpoint, Selene Finance and AIMP Mortgage and various other companies that are out of business.

With over 39 years of experience, Frank is a seasoned Real Estate Broker at Compass, widely respected for his expertise in reverse mortgages, institutional asset management, hedge funds, and investor sales. He specializes in REO properties and has successfully facilitated over $1 billion in distressed property sales across the Chicagoland area. A trusted partner to asset management firms, banks, hedge funds, and private equity groups, Frank delivers full-service solutions with exceptional professionalism. His mission is to help families achieve sustainable homeownership while enhancing the liquidity and resilience of the U.S. housing market. Frank’s unwavering commitment to his clients and the industry shines through in his comprehensive, results-driven approach.

Marvin A. Remmich, CCIM, specializing in the sale of office, Self-Storage and multi-family properties. Marvin has more than thirty years of experience in the real estate business, securing over eight hundred transactions. Marvin’s experience spans real estate brokerage, property management, mortgage brokerage and commercial and residential brokerage. In addition, Marvin is a member of the Contra Costa, Alameda and San Francisco Associations of Realtors and has served on the Ethics Committee for Contra Costa

With 25 years of experience in residential real estate, I specialize in listing and selling all property types—from family homes and investment properties to foreclosures, short sales, 1031 exchanges, and multifamily units. This extensive background has made me a skilled negotiator and home valuation expert, equipped with the tools and strategies to deliver maximum value and fast turnaround times. More importantly, I understand that every client is unique, and my top priority is to listen carefully and put your needs first. Whether you're a first-time homebuyer, a seasoned buyer searching for a forever or vacation home, or an investor building a real estate portfolio for retirement, college, or income through fix-and-flips, I tailor my services to match your goals. My mission is to guide you confidently through one of the biggest decisions of your life and ensure a successful, rewarding experience from start to finish.

I am located in N CA, SF Bay area. We at Vylla, a company that excels in REO asset management and disposition services. We are the inhouse brokerage for Mr Cooper, Carrington and Rocket Mortgage. 15 years experience in REO

Rrok Koleci, a highly dedicated and accomplished real estate broker based in Michigan. With a strong focus on simplifying the buying and selling process, Rrok Koleci aims to fulfill every client's needs and ensure their utmost satisfaction. Drawing upon extensive experience and a proven track record, Rrok leverages the latest technology to provide unparalleled service. One of Rrok's key strengths lies in understanding the current real estate market and forging essential connections for success. Through www.rkrealtymi.com, Rrok's website, you can explore a range of innovative tools and resources designed to assist clients in effectively marketing and selling their properties. Rrok constantly seeks out new strategies and methods to ensure that clients achieve optimal results and maximize their investments. Rrok Koleci holds a degree from the prestigious Michigan Institute of Real Estate, and possesses various certifications that further enhance their expertise. These include being a certified residential specialist, a certified buyer specialist, and a certified broker price opinion agent.