THE DIRECTORY

Melanie Gamble is an author, speaker, and industry advocate with over 24 years of experience helping financially-stressed homeowners navigate short sales and foreclosures. In 2023, she was appointed by the Governor to the State Commission of Real Estate Appraisers and the Task Force on Property Appraisal and Valuation Equity. A graduate of both the NAR and Maryland REALTORS® Leadership Academies, she served as 2022 President of the Prince George’s County Association of REALTORS® and now serves as Secretary for Maryland REALTORS®, President of the Prince George’s County Realtist, and RPAC Trustee.

Tom Marco, Broker/Owner of Tom Marco Real Estate, brings over 20 years of experience specializing in the listing and marketing of residential properties across Brooklyn, Staten Island, and parts of New Jersey. A Brooklyn native with a B.S. in Accounting from Brooklyn College, he has listed and sold more than 2,000 REO properties, including HECM and high-value assets. Tom and his team maximize client returns through targeted marketing and hands-on renovation oversight. His expertise in New York’s inner-city markets includes resolving HPD and ECB violations, illegal extensions, emergency repair liens, CO issues, and co-op board approvals.

Maggie Koehnen delivers fast, precise REO support with 24-hour occupancy verification and 48-hour BPO turnaround. Her team handles every stage of the REO process—tasking, pricing, preservation, and coordination—with a focus on early completion and maximizing client returns. Maggie is a member of NAR, MAAR, NABPOP, Northstar MLS, REO Rockstars, and BPO/REO Masterminds, and actively uses Equator, RES.NET, Exceleras, and Pyramid. Her client list includes American Destiny, XOME, USRES, Single Source, Huntington Bank, BK Hub, Spurs Capital, Radian, Avail Holdings, and Endurance Capital. She welcomes the chance to prove her reliability—references available upon request.

Sheila Siegel is the Broker/President of California Property Group in Santa Barbara, a woman-owned brokerage where she serves as the direct point of contact for every client. A strong negotiator and former radio executive, she brings creative, high-impact marketing strategies to REO, delivering low DOM, excellent cash-for-keys success, and more than 4,000 completed BPOs. As the only woman in the Santa Barbara MLS who lists REO, Sheila is known for innovative problem-solving and often receives reassigned assets from managers seeking better performance. Her expertise includes REO, short sales, probate, bankruptcy, and court referee sales throughout Santa Barbara and Ventura counties.

Sharonn Thomas Pope is a licensed real estate broker with 18 years of REO experience. She has sold more than 1,000 foreclosed properties and completed thousands of Broker Price Opinions (BPOs). Sharonn leads a skilled team of 14 professionals who manage every phase of the REO process, including occupancy checks, property preservation oversight, valuations, marketing, contract negotiation, and closing coordination. Known for accuracy, responsiveness, and dependable execution, she delivers comprehensive support to asset managers and servicers. Sharonn is seeking to join your network and provide high-quality REO sales and BPO services backed by proven results and a seasoned team.

Austin Hellickson leads a top-performing real estate team that has successfully closed over 150 homes in the past 24 months. With a proven track record of helping sellers achieve top dollar for their properties and more than 250 five-star reviews on Google, Austin has earned a reputation for excellence, trust, and results. Dedicated to providing exceptional service, he looks forward to assisting clients with all their real estate needs.

Deborah Blue brings more than 20 years of real estate expertise as the founder of BluRobin Global Realty Group, affiliated with Keller Williams Realty Atlanta Midtown. She and her team specialize in connecting clients with unique properties across Atlanta and beyond, leveraging advanced marketing strategies to attract both local and international buyers and investors. Known for building lasting relationships based on trust, honesty, and integrity, Deborah is dedicated to guiding clients through buying, selling, or investing with professionalism and care.

Deborah Darwin is an REO Associate Broker with eXp Realty and the owner of Bluebonnet Realty DFW, LLC. With 40+ years of experience, she specializes in REO property management and sales across Dallas, Tarrant, Johnson, Ellis, Parker, and Denton counties. A lifelong DFW resident, she delivers accurate BPOs, precise valuations, and efficient contract-to-close execution. Deborah has closed more than 140 REO properties in a single year and holds CDPE, NAR SFR, Bubba Mills REO, ResNet, and Probate certifications. She is proficient in Equator, ResNet, Pyramid, HomeSteps, and VRM, serving clients including FNMA, HUD, and Selene Finance.

licensed in 2005 I’ve worked in distressed properties since 2006. I was taken by the fast pace of the local foreclosure auction and I was immediately hooked! . In 2007 I moved into BPOs, inspections, then to listing REO properties. I have handled over 30 assets at any given time in various stages of the sales process on multiple platforms including Fannie Mae, HUD, ADR, (Hedge Funds and HECM). I am a Full Time Real Estate Broker who takes pride in answering my phone 100% of the time. I’m always available to my clients! Marketing listings and being in front of the camera are my favorite things about being a listing broker!

With over 36 years of experience, Jasna Hoyt is a trusted real estate professional known for integrity, expertise, and a client-first approach. As Broker and Owner of Hoyt Real Estate, she leads with deep knowledge in residential sales, REO, new construction, and investor relations. Jasna expertly serves first-time buyers, seasoned investors, and institutional sellers, managing everything from traditional listings to complex REO portfolios for government and bank-owned assets. Her success is built on clear communication, strong negotiation skills, and a passion for helping clients achieve their goals. Jasna remains a proven advocate across all real estate sectors.

Meet Our REO Division Leader Sharon McKinney is an Associate Broker and the REO Division Leader at Argent Realty, bringing extensive expertise and industry credentials, including BA, GRI, BPOR, PSA, SFR, SRES, SRS, AHWD, ABR, and Licensed Notary Public. She can be reached at 240.913.8110 (office), 301.742.9308 (direct), or via email at reo@argentrealty.com. Why Partner with Sharon McKinney & Argent Realty Partnering with Sharon McKinney and Argent Realty means working with a team that offers deep local market expertise across Washington, D.C., Maryland, and Virginia. Our dedicated REO professionals are highly skilled in managing multiple assets efficiently and proactively, delivering comprehensive solutions from eviction coordination through closing. With a strong results-oriented approach, we employ proven strategies that maximize recovery value while expediting the overall success of REO portfolios. About Us Argent Realty, LLC is a distinguished minority-owned real estate firm with a strong track record of performance, having closed more than $1.2 billion in sales and successfully marketed over 3,000 homes throughout the DMV region. Our specialized REO division provides end-to-end asset management solutions designed to minimize market time while maximizing recovery value for ou

Maria Navarro began her real estate career in 2003, specializing in VA foreclosures and HUD homes. Based in San Antonio, she has spent more than two decades in the default industry across South Texas. In 2020, she founded her own brokerage, where she continues to excel in REO management and disposition. With over 1,500 homes sold, Maria is a preferred broker for multiple AMCs, hedge funds, hard money lenders, and banks, holding exclusive portfolio agreements. She maintains strong partnerships with attorneys, city officials, contractors, HOAs, and property managers. Her marketing includes virtual tours, video walkthroughs, and aerial photography, ensuring smooth, compliant, high-value transactions.

Sharon Bartlett brings 40 years of real estate and mortgage experience, including 13 years in REO operations and vendor management at Freddie Mac. Her deep REO knowledge, strong communication skills, and attention to detail make her a trusted partner for clients. Having worked on the corporate seller side, she understands what it takes to manage, market, and close an REO asset. Supported by a full team, Sharon delivers efficient, end-to-end service. She volunteers with Rebuilding Together and Habitat for Humanity and serves as Executive Director of Operations for US REO Partners and 2025 Chair of MetroTex Professional Development.

Ed Kowalski is a BPO and REO expert with over 18 years of experience, licensed in Maryland and Pennsylvania. Having worked for HUD, Fannie Mae, SunTrust, Bank of America, J.P. Morgan Chase, Goldman Sachs, and many asset management companies, he has experience evaluating, servicing, and disposition of every type of single-family or multifamily property within his coverage areas. Ed has evaluated over 20,000 properties in his career and sold more than 600 REO properties, and he can manage all duties as an agent, from initial assignment to closing.

VERY EXPERIENCED USREO PARTNERS MEMBER – REO BROKER & FORMER NRBA DIRECTOR! GOT GOOD, BAD, or UGLY ASSETS? I’ll turn them FAST! I make asset management EASY with results that speak for themselves—DOM under 30 days, 93% CFK success, and a rock-solid BPO-to-sales ratio within 10%. With 24 years of high-volume experience, I have sold 2,000 REOs, completed 10,000 BPOs & hold every REO Certification. I deliver occupancy checks, rekeys, and bids in 24 hours. My team & 24/7 vendors. Proven negotiation power and on-time delivery - “on-time” is LATE in my book. I will make your asset management stress-free.

Tonya Stahl, Broker/Owner of Team Properties Group, LLC, has worked in real estate since 2012, entering the industry specializing in REO. With 15 years of prior banking experience, she offers a strong foundation in finance, compliance, and risk management. Tonya manages the full lifecycle of distressed assets—occupancy checks, preservation, stabilization, vendor coordination, valuations, marketing, negotiations, and closing. She works closely with asset managers, investors, and financial institutions to protect value, reduce risk, and meet deadlines. Known for accuracy, accountability, and a process-driven approach, Tonya delivers clear communication and dependable results on portfolios of any size.

Results-driven foreclosure and pre-foreclosure specialist operating at the intersection of distressed homeowner advocacy, deal analysis, and investor execution. Experienced managing live foreclosure timelines, including trustee sales, auction postponements, reinstatement windows, lien analysis, and strict investor buy-box enforcement. I operate in real time, where accuracy, urgency, and judgment directly influence outcomes. Known for converting high-pressure, time-sensitive foreclosure situations into clear, executable strategies while maintaining ethical, homeowner-first communication. I translate complex foreclosure data—equity positions, lien stacks, statutory deadlines, and payoff constraints—into actionable deal intelligence for investors and decision-makers. This ensures capital is deployed efficiently, risks are identified early, and non-viable deals are exited before consuming unnecessary resources. I operate with discipline and composure inside live auction environments, coordinating with trustees, servicers, lenders, and internal teams under tight statutory timelines. I consistently identify red flags early to protect capital, timelines, and professional reputation. Execution integrity is central to my work. I maintain detailed documentation and rigorous CRM discipli