THE DIRECTORY

As a seasoned real estate professional, Kim Barlow specializes in residential, REO, short sales, and luxury properties. Her small, efficient team is committed to the highest level of service for REO properties. Their priorities include securing/property checks of the REO asset, attaining the highest selling value in the shortest amount of time, and keeping their clients updated. Kim’s team understands that each company has its own procedures, forms, and communication preferences. She personally completes the BPOs in a timely manner and performs routine property checks.

Stefani Rutledge is a seasoned REO specialist with over 16 years of experience in REO and BPO services. Known for her reliability, accessibility, and strong follow-through, she leads her team with integrity and a commitment to exceptional service. Stefani delivers rapid results, completing BPOs within 36 hours and providing same-day rekeys to expedite property readiness. A Certified Distressed Property Expert (CDPE), she combines deep industry knowledge with efficient systems that streamline transactions, reduce risk, and maximize recovery. Her focus on accuracy, speed, and high-value outcomes has made her a trusted partner to asset managers seeking consistent performance and smooth asset disposition.

Sharon Bartlett brings 40 years of real estate and mortgage experience, including 13 years in REO operations and vendor management at Freddie Mac. Her deep REO knowledge, strong communication skills, and attention to detail make her a trusted partner for clients. Having worked on the corporate seller side, she understands what it takes to manage, market, and close an REO asset. Supported by a full team, Sharon delivers efficient, end-to-end service. She volunteers with Rebuilding Together and Habitat for Humanity and serves as Executive Director of Operations for US REO Partners and 2025 Chair of MetroTex Professional Development.

Gina Steger is the Owner and Broker Associate of EXIT Real Estate Property Solutions, bringing over 19 years of real estate experience and 11 years specializing in REO. Known for her professionalism, dedication, and client-first approach, Gina is committed to ensuring every transaction is handled with care and precision. She leads an exceptional, results-driven team recognized for delivering high-quality service and consistent results. Whether working with traditional buyers and sellers or managing complex REO assignments, Gina provides the dependable expertise, responsiveness, and personal commitment clients expect from a trusted real estate professional.

Tesha Perry is the Broker and Owner of New Life Realty Group, LLC (DBA New Life Management & Consulting), licensed in Alabama and Georgia. She specializes in REO asset management, property valuations, and residential sales, delivering accurate, efficient, and results-driven service. Tesha partners with asset managers, lenders, and investors to provide timely BPOs, property inspections, marketing, and full-service disposition management. Proficient with RES.NET, Equator, Pyramid Platform, and Xome, she ensures seamless transactions and transparent communication. Known for her professionalism, integrity, and dedication, Tesha builds lasting partnerships while consistently achieving successful outcomes for clients across both states.

Denise Mahoney is a conscientious, results-driven REO professional with 16+ years of experience, 500+ REO sales, and more than 30 REO and short sale certifications. A licensed loan originator (CCM NMLS 2319224 / CCM NMLS 3029), she leads a seasoned team delivering same-day occupancy checks, expert CFK negotiations (Portuguese & Spanish), 24-hour BPOs with 98% accuracy, fast repair bids, code-violation resolution, and lien mitigation. Her marketing includes high-end photography, aerials, and video to achieve maximum value quickly. Denise personally handles all BPOs and contract-to-close oversight. Platform memberships include Res.Net, Equator, Pyramid, Aspen, Exceleras, and REO Central.

Deb Dawson brings over 35 years of distressed-market expertise and holds a Bachelor’s degree in Business. A Lifetime Member of the Greater Nashville Million Dollar Club, she has built her career in REO, with periods where more than 90% of her business centered on asset management—including cash-for-keys, evictions, property preservation, and security checks. Deb also has 15+ years of short-sale experience, offering unmatched versatility across default services. Her client list includes Bank of America, Carrington, Citigroup, DispoSolutions/SPS, Estreet/AMC, First American, Freddie Mac/HomeSteps, Green River, Keystone, VRM, Wells Fargo, USRES, and Xome.

Kim M. Cripps is a dedicated Realtor with 42 years of experience serving Havre, Montana. A fifth-generation member of the community, Kim is deeply committed to local service and has also been a Notary Public for 25 years. She actively gives back through her involvement with the United Way Board, Plant a Seed…Read Board, and the Salvation Army Board. Known for her long-standing community ties and genuine commitment to helping others, Kim proudly supports the region that has supported her throughout her career.

Stephen L. Hughes is the owner and principal broker of H Real Estate Inc., specializing in senior transition housing, probate, trust, conservator, divorce, commercial, and land sales—both on and off market. His passion for complex transactions stems from personal experience, driving him to pursue advanced training and become a leading expert in Utah. Stephen is a Certified Senior Housing Transition Specialist, Certified Probate Expert, and the REO agent for Vanderbilt Mortgage. He also owns Ogden Layton Estate Sales and Utah Non-Legal Probate Services, enabling him to support clients through every stage of transition with comprehensive, specialized guidance.

Cindi Malone has been servicing REO properties since 2001. Repeating such companies as A-Team, Raine, Shellpoint, Faye, Old Republic, Olympus, PennyMac, ADR, to name a few. She has experience in CFKs, managing repairs, set outs, and property inspections with vendors who are efficient and work in a timely manner.

As a solution provider in the real estate and lending industries, Jacqueline Gouldbourne specializes in helping individuals and families with their relocation needs. Her team is committed to making the process smooth and stress-free. Her passion is to educate and foster stability in the community while helping people achieve their dream of homeownership. She and her team build strong, ongoing relationships by acting with integrity and professionalism.

Bob Thompson brings over 20 years of real estate experience, specializing in short sales, REO transactions, and personal development. Since 2008, he has helped hundreds of homeowners through short sales and has been a trusted REO listing agent since 2012. Bob shares industry insights through podcasts and forums and contributes to Legacy Group International Advisory Group and My Biz Coaches. As a certified Growth Coach, he mentors agents with a focus on sustainable success. After surviving two heart attacks and quadruple bypass surgery in 2018, Bob rebuilt his life and business—a journey he shares in his 2025 book on leadership and resilience.

Buying or selling a home? I've got your back!

Experience: Michelle Syberg has what it takes to get the job done quickly and efficiently! With over 20 years of real estate and mortgage experience, Michelle has the know-how to handle the most complicated real estate transactions. Commitment: Michelle has a passion to set the standard in Real Estate service. She works full time (and then some) at her profession. With the help of the Syberg Team, clients can count on a quick and helpful response. Hard Work: Consistent, quality care giving is what you can expect from Michelle and the Syberg Team. Individually and collectively, they are committed to going above and beyond for the clients and corporations they serve. Attitude: You’ll be hard pressed to find a Realtor with more enthusiasm or a more positive attitude than Michelle Syberg. Michelle loves what she does— that’s her secret! Results: Michelle and her team have worked hard to earn her the ranking as one of the top agents in the St. Louis area for production. She was 2017 Realtor of the Year—a fact that confirms she has what it takes to get the job done! Lifetime St Louis resident and proud graduate of University of Missouri Columbia!

With over 23 years of experience and more than $1 billion in closed sales, Justin Kiliszek is one of New Jersey’s most trusted REO brokers. Since 2008, he has managed the successful disposition of 3,000+ homes for banks, servicers, and asset managers, delivering speed, compliance, and strong recovery. As head of the REO Division at eXp Realty, Justin leads a full-service team specializing in BPOs, CFK, evictions, repair oversight, and contract-to-close execution. Known for accurate valuations and clear communication, he partners closely with attorneys, title companies, and contractors to ensure smooth, market-optimized results across New Jersey.